高医疗负担抑制中国家庭消费，IMF报告指出。高额医疗费用正促使中国公民将预防性储蓄置于消费支出之上，这是根据国际货币基金组织最近的一份报告得出的结论。
High Healthcare Burden Hampers Chinese Household Consumption, IMF Report Finds High healthcare expenses are driving Chinese citizens to prioritize precautionary savings over consumer spending, according to a recent International Monetary Fund publication.
在中国农村，医疗支出占可支配收入的8.7%，仅次于美国的9.9%，在20个主要经济体中排名第二；而中国城市地区则以5.4%的比重排名第三。
In rural China, healthcare absorbs 8.7% of disposable income, trailing only the United States at 9.9% among 20 major economies, while urban China ranks third at 5.4%.
IMF经济学家许一智和张帆指出，相较于国际同行，中国的社会支出水平仍然偏低，农民工大约储蓄其收入的14%，而城市户籍持有者的储蓄比例约为6%。
IMF economists Yizhi Xu and Fan Zhang noted that China's social spending remains low relative to international peers, with rural migrant workers saving roughly 14% of income compared to 6% for urban hukou holders.
作者认为，扩大政府在医疗和社会安全网方面的投入，特别是在农村地区，将有助于降低居民过高的储蓄率，从而刺激更广泛的国内消费。
The authors argue that expanding government healthcare and social safety nets, particularly in rural regions, would lower elevated household savings and stimulate broader domestic consumption.